Transmit a batch ile of consumer transactions to the processor, who will then provide data
specs. This option supports multiple ile formats and transmission methods.
Checks-By-Phone
Accept and proccess checks from your customers over the phone
Business can accept and proccess checks from their customers over the phone.
With written or verbal permission the consumer authorizes the merchant to debit their checking account. It's that simple.
Checks-By-Phone is a great payment option for any size business, and a safe and effective way for your customers to enjoy the benefits of being able to pay by check over the phone. It is a convenient payment solution for both business and consumer. The perfect payment option for call centers, utilities and suppliers.
Safely accept checks over the phone
Accept and proccess consumer checks over the phone. Written or verbal permission from the customer is used to authorize the transaction. This scalable solution allows any sized business to enjoy the benefits of accepting check payments over the phone.
Check Guarantee
Eliminate the risk of accepting bad checks with check guarantee. By following simple procedures during the transaction, risk transferred processor. Guarantee ensures you receive funding on every check.
Verbal Authorization
Use your own recording service or a hosted voice authorization recording service to obtain consumer authorization. Enjoy the speed and convenience of accepting checks over the phone, while increasing sales and customer satisfaction.
Fast Funding
Get fast access to funds with ACH deposits made to your bank account within seven business days and eliminate costs associated with paper check handling. Automated for your convenience, non-sufficient funds items are automatically resubmitted.
Real-time Reporting
Free online reporting gives you access to complete transaction tracking. Features include billing reconcillation, statement review, transaction history, and fast access to batch detail. Merchants will also enjoy free, comprehensive customer service and technical support.
Safely accept and process consumer checks over the phone
Checks-By-Phone enables merchants to accept and process checks from their customers over the phone. Written or recorded verbal authorization is obtained to debit the customer’s checking account. This is the ideal solution for call centers and suppliers.
Explore Flexible program options
Benefits
Boost consumer satisfaction by safely accepting checks over the phone
Reduce risk with check guarantee
Enjoy fast access to funds
Eliminate exorbitant check handling fees
Unlimited access to online reporting
Discover the beneits of Checks-By-Phone
Improve Cashflow
Enjoy quick access to funds in as little as seven business days.
Easy authorization
Quickly debit consumer checking accounts after receiving verbal authorization.
Fewer fees
Banking fees and paper check handling costs are virtually eliminated.
All-in-one solution
Support multiple locations and users.
Simplify check recovery
Automatic notification of non-sufficient funds items and automatic resubmission.
Enjoy convenient funding
Funds are electronically deposited into your existing bank account (no separate account required).
Access countless features
Payment protection
Process checks risk free with optional Check
Fraud detection
This free fraud detection service instantly veriies consumer checking accounts before completing the transaction.
Simplicity
Intuitive web-based user interface.
Hosted recording services
Maintain NACHA compliance with this cost effective recording service, complete with 3-way calling capabilities.
All-in-one reporting
Access free 24-hour online reporting that supports single/multiple locations and users.
Data export
Export generated reports in several formats.
A simple process, with a fast turn-around
1
Consumer gives verbal authorization
Consumers call your business and give written or verbal authorization over the phone to electronically debit their checking account.
2
Transaction information sent to processor
Transaction information is uploaded to the processor through a variety of options including web-based virtual terminals, certiied third-party payment gateways, web services API or batch file uploading.
3
Transmit electronic bank deposit
Once transmitted, payment will be electronically debited from the customer’s checking account.
4
Receive funding through direct deposit
Once the transaction clears, funds will be electronically deposited into your business bank account within 7 business days (contact us for expedited funding).